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Date |
Title |
Article |
 |
9/19/2006 |
Managing Your Mortgage: Part II |
In order to understand what type of mortgage you should try to get, or when you should refinance it, you need to understand something about how interest rates work. more |
|
7/26/2006 |
Managing Your Mortgage: Part I |
As nearly everybody knows a house is the biggest investment most families will ever make. On the other side of that cliché should be appended the statement that the mortgage to buy the house is the biggest single loan most families will every have to deal with. So, it is quite important to deal with it well.more |
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5/6/2006 |
Dollar Cost Averaging |
The way some investment advisors talk about dollar cost averaging you would think that it is a magical strategy by which you can increase your portfolio’s overall return. If only it were so! more |
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2/6/2006 |
Why Past Performance is not Indicative of Future Returns |
Everyone has seen the famous government mandated disclaimer under nearly every investment performance chart, "Performance data quoted represents past performance and does not guarantee future results." Actually, for most funds, newsletters, and advisors a more accurate quote might be, "Performance data quoted represents sheer luck . . . more |
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12/27/2005 |
Your House is Your Home NOT Your Retirement Account |
You often hear that your house is your most important investment. Well, that may be but it is also likely to be your worst as well. From 1980 to 1999 housing returns were, on average, worse than even government bonds which themselves just kept ahead of inflation. more |
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11/8/2005 |
Holistic Finance: Your Life as a Portfolio |
Think of your life as nothing but a stream of money. Your job, your house, your car, your savings, ahhh. . . Pretty awful huh? Perhaps, but if you want your investment portfolio to help you manage risk to the greatest extent possible you are going to have to start viewing your whole life as nothing but streams of money. more |
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8/17/2005 |
Portfolio Risk and Return |
If you look at the web sites associated with any number of newsletters you will see that they offer various recommended portfolios. These typically go by names like, "cautious," "aggressive," and "ultra aggressive." Yet, ...more |
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8/3/2005 |
Timing the Market with Price Earnings Ratios |
The press loves to discuss whether stocks are "expensive" or "cheap" based on price-earnings ratios. Alas, the dedication to timing the market based on its price-earnings ratio appears to come from wishful thinking rather than serious analysis. more |
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7/19/2005 |
Timing the Market with Past Returns
|
After celebrity gossip America’s favorite topic of discussion has to be whether or not the stock market is over or undervalued. With good reason too; unlike most conversational topics this one can actually change how well you live... more |
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6/29/2005 |
Retirement Savings: Stocks vs. Bonds |
There is a tremendous amount of advice regarding how individuals should allocate their portfolios when saving for retirement. One of the more popular rules of thumb is provided by the above quote from ... more |
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6/16/2005 |
Good Advice Gone Bad: A Rare Case Where Diversification is a Bad Idea |
. . . The same holds true for the principle that you should diversify your portfolio. It just seems like the kind of advice that is always right. Well, almost always as we shall soon see. .. more |
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5/20/2005 |
Interest Rates and Compounding |
Interest rates
appear everywhere. You see them quoted in the newspaper, on line, and posted within nearly every
financial institution you deal with... more |
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2/21/2005 |
Benchmarks |
You go from your house to a store ten
miles away. It takes you 20 minutes. Did
you get there quickly? The answer... more |
|
2/16/2005 |
Indices |
Now, you may be wondering what the Russell 3000 is and why we use it as our basis of comparison. ... more |
